![]() ![]() While it may offer educational information, it does not have the capability to discern what investment choices would be suitable for your personal situation. The Virtual Assistant does not recommend the purchase or sale of specific securities or digital assets. Fidelity does not guarantee accuracy of the Virtual Assistant's responses or alignment of its suggestions with your intended purpose. ![]() It is designed to be both anticipatory and responsive based on your search terms, information you enter in reply to the Virtual Assistant's questions, and your account and other information on file with Fidelity. For more information and details, see the fund's prospectus and/or Fidelity's Virtual Assistant uses advanced technology and artificial intelligence to help with frequently asked questions and to enhance your digital experience. If you choose to invest in mutual funds, underlying fund expenses still apply. Account minimums may apply to certain investments, including the purchase of some Fidelity mutual funds that have a minimum investment requirement. ![]() ![]() Accounts that have been opened through, or are serviced by, an intermediary, or in connection with your workplace benefits, may incur additional fees or restrictions. Contact the employer for more information. Employers may pass this fee on to their employees. This fee may be up to $48/year, but it could be reduced or waived depending on the HSA balance. This is a common fee charged by HSA providers. When a Fidelity HSA ® is offered as part of an employer’s benefits package (which occurs through NetBenefits ®), Fidelity charges the employer a recordkeeping fee. There may be commissions, interest charges, and other expenses associated with transacting or holding specific investments (e.g., mutual funds), or selecting certain account features or types (e.g., managed accounts). There are zero account fees and zero account minimums for Fidelity HSAs ® offered through to individuals and employers. Please carefully consider ALL fees, features and characteristics for each account carefully.ģ. Comparison is based on information available on each providers public website as of 5/4/23 and is subject to change. The comparison APY is the amount of total interest earned on a bank product in 1 year. The Fidelity fund yield is the average amount earned by the fund after expenses over the past 7 days (per date indicated) and annualized. See more information about safeguarding your accounts. An important difference is that bank sweep products have FDIC protection, which guarantees principal and interest within limits and money market funds and non-bank default sweep products do not. * Money market funds have different characteristics than bank sweep accounts and savings accounts. Treasury money market funds will not impose a fee upon the sale of your shares, nor temporarily suspend your ability to sell shares if the fund's weekly liquid assets fall below 30% of its total assets because of market conditions or other factors. Fidelity Investments and its affiliates, the fund's sponsor, have no legal obligation to provide financial support to money market funds and you should not expect that the sponsor will provide financial support to the fund at any time. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. You could lose money by investing in a money market fund. See current yield and most recent month-end performance for Fidelity ® Government Cash Reserves FDRXX. Current performance may be higher or lower than that quoted. Investment returns and principal value will fluctuate, so you may have a gain or loss when shares are sold. Performance data shown represents past performance and is no guarantee of future results. Is there a minimum amount required to invest?** We've put together a quick comparison to show how much harder your money could work for you when you choose a Fidelity HSA compared to other HSA providers. ![]()
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